Get More Car for Less

Drive the car you want while paying less through salary packaging. Auto Deduct makes novated leasing simple, with instant tax savings on every paycheck.

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Tax Benefits You Can't Ignore

Novated leasing offers significant tax advantages that put more money in your pocket

Lower Taxable Income

Reduce your taxable income by paying for your car from your pre-tax salary, potentially putting you in a lower tax bracket.

No GST on Purchase

Save up to 10% on the purchase price of your new vehicle as you don't pay the GST component.

Fuel Costs Included

All your fuel costs can be included in your salary package, reducing the after-tax impact of rising fuel prices.

Servicing & Maintenance

Regular servicing, maintenance, and even roadside assistance are all covered in your pre-tax deductions.

No Waiting for Tax Returns

Your tax savings are applied before your income is taxed, giving you immediate financial benefits.

✅ Even if your car is used 100% for personal use, you can still unlock major savings through a novated lease.

Example: $70,000 Salary with $12,000 Annual Car Costs

Without Lease With Lease Savings
Annual Salary $70,000 $70,000 –
Taxable Income $70,000 $58,000
$12,000
Est. Tax Paid $14,500 $10,700
$3,800
Take-home Pay $55,500 $47,300 -$8,200
Car Costs -$12,000 $0
$12,000
Net Position $43,500 $47,300
$3,800

You’re ahead by $3,800 — with zero upfront cost and everything bundled.

Every Payday

You see the savings immediately, not just at tax time

Yes, You Can Novate a Car for 100% Personal Use

A novated lease is fully available for employees who want a car purely for personal use — no business driving required. And you'll still unlock major tax savings and benefits.

Save GST

Pay no GST on the purchase price or running costs of your vehicle.

Save Income Tax

Lease payments are deducted from your pre-tax salary, reducing your taxable income.

Business Use? Even Better

Any genuine business use can increase your tax savings further.

Eligible EVs Are FBT Exempt

100% personal use allowed — with zero Fringe Benefits Tax when you lease an eligible electric vehicle.

"With the EV FBT exemption, jumping into a new vehicle became so affordable. Auto Deduct made the whole process simple and smooth."

— Sarah B., Auto Deduct Customer

No Upfront Deposit Required

Get into your new car without the burden of a large upfront payment. Auto Deduct's novated leasing requires zero deposit to get started.

No large initial payment to strain your finances

Start driving your new car right away

All costs bundled into your regular salary deductions

Preserve your savings for other important expenses

Keep Your Cash Flow Healthy

Instead of depleting your savings on a deposit, maintain financial flexibility with manageable pre-tax deductions from your salary.

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Are You Eligible?

Novated leasing is available to most Australian employees who receive a regular salary

Who Is Eligible

  • Full-time PAYG employees

  • Part-time PAYG employees (minimum hours may apply)

  • Employees of companies that allow salary packaging

  • Employees with a regular salary

  • Australian permanent residents and citizens

Who Is Not Eligible

  • Full-time self-employed individuals

  • Contractors without PAYG arrangements

  • Casual employees with irregular hours

  • Temporary visa holders (in most cases)

Not sure if you qualify?

Submit Enquiry

How to Get Started

Our simple 4-step process makes getting into your new car quick and hassle-free

Check Eligibility

Complete our quick eligibility check to confirm you can access novated leasing benefits.

Choose Your Car & Get a Quote

Select any new or used car and we'll provide a comprehensive quote showing your savings.

Sign Your Agreement

We handle all the paperwork and coordinate with your employer's payroll department.

Start Driving & Saving

Pick up your new car and enjoy the immediate tax benefits with each paycheck.

Start Your Journey Today

Ready to See How Much You Can Save?

Take the first step toward driving your dream car while saving thousands on tax. Get in touch with our team today.

  • Personalized savings estimate
  • No obligation to proceed
  • Expert consultant will contact you
  • Quick and simple process
Let’s Get Started